Our Mission

Members First, Not Profits

Members First
Not Profits

Today, tech and financial institutions make money off you, not for you. We aim to change that. Financial services should be a global public good. We are using blockchain to make this happen.

Today, tech and financial institutions make money off you, not for you.
We aim to change that. Financial services should be a global public good.
We are using blockchain to make this happen.

Traditional Institutions
More than 1 trillion USD in annual profits
Terrible Rates
Hard to have your money work for you only earning 0.01% p.a.
Terrible Rates
High Fees
Overdraft, transfer, late payment... any fees to drive their profits.
High Fees
Snail Speed
The rest of the world work in seconds, they work in days and weeks!
Snail Speed
Global, Not-for-profit, Member Centric
Great Rates
Enjoy up to 20% p.a.
Enjoy up to 20% p.a.
No Fees or Markups
We serve our members and minimize fees and spreads.
No Fees or Markups
Instant Transactions
Forget about seconds, technology-first allows us to work in milliseoconds.
Instant Transactions

Our Services

Feeless Banking

Send
Save
Earn
Convert
Coming Soon
Send Money Across Chat Platforms
Free and instant.
Send both traditional and crypto currencies seamlessly to friends and merchants, through the hi app or directly on your favorite chat platform.
Coming Soon
Multi-currency Interest Accounts
No fees or minimum balances.
Hold over 100 currencies, both traditional and crypto currencies, all in a single account. Earn interest up to 20% p.a. and get paid daily when you save with hi.
Earn Rewards Just By Signing Up
Earn even more by inviting your friends to join.
Hold over 100 currencies, all in a single account. Earn interest up to 20% p.a. and get paid daily when you save with hi
Coming Soon
Exchange Whenever, Whatever
With no fees or markups whatsover.
Freely convert between fiat and fiat, crypto and crypto, as well as fiat and crypto. All of this at mid-market exchange rates with nothing added on top.

Our Services

Feeless Banking

Coming Soon
Send Money Across Chat Platforms
Free and instant.
Send both traditional and crypto currencies seamlessly to friends and merchants, through the hi app or directly on your favorite chat platform.
Coming Soon
Multi-currency Interest Accounts
No fees or minimum balances.
Hold over 100 currencies, both traditional and crypto currencies, all in a single account. Earn interest up to 20% p.a. and get paid daily when you save with hi.
Earn Rewards Just By Signing Up
Earn even more by inviting your friends to join.
Instead of spending money on costly advertising, we are driving as many members to join hi through crypto rewards and word of mouth.
Coming Soon
Exchange Whenever, Whatever
With no fees or markups whatsover.
Freely convert between fiat and fiat, crypto and crypto, as well as fiat and crypto. All of this at mid-market exchange rates with nothing added on top.

The Team

A Message From Us

Experienced and Proven

hi is operated by the hi Foundation, a Singapore-based not-for-profit organization. Our team is devoted to revolutionizing the global financial infrastructure and rethinking how digital services can maximize stakeholder value.

hi is operated by the hi Foundation, a Singapore-based not-for-profit organization.
Our team is devoted to revolutionizing the global financial infrastructure and rethinking how digital services can maximize stakeholder value.

Stefan Rüst

Mover & Shaker of Tech
Former CEO Bitcoin.com
DeFi Obsession

Sean Rach

Superstar Marketer
Former CMO Crypto.com
FinLit Passion

George Wu

Engineering Guru
Ex-Alibaba and Tencent
Crypto Native

Joe Zhang

Quant Genius
Ex-GLG & Morgan Stanley
AI Expert

Terence Kwok

Forbes 30 Under 30
Founder of TravelTech Unicorn
FinTech Enthusiast

Our Roadmap

Phase 1
Live Now

hi in Chat & New Member Bonus

Services launch. Core functions in leading messengers and 100 hi Dollars per day for the first 100k members.

Membership signup through chat platforms. Available initially on Telegram, WhatsApp, Facebook Messenger, and Line. New members get free hi Dollars.

Referral Program

Refer friends and earn 50% of all their rewards – including new member bonus and all downstream referral rewards.

Sale of hi Dollars

hi Whitepaper release and public sale of hi Dollars (HI). Sale price of HI will be adjusted from time to time.

Phase 2

Earn Interest

Long-term deposit of hi Dollars and other crypto currencies for tiered daily interest payments.

hi on Web and Mobile

Launch of web and native mobile applications. Safely deposit and withdraw crypto with multi-factor authentication.

Membership Benefits

Access to digital and lifestyle services. Roll-out of benefits will be based on membership tiers.

Crypto Services

Buy, sell, exchange, and send all supported digital currencies. No fees or markups. Earn interest on money deposited in Savings.

Phase 3

Fiat Services

Deposit, exchange, send, and withdraw traditional currencies. No fees or markups. Earn interest on money deposited in Savings.

Virtual Debit Card

Virtual debit card for online and offline payments. Support for the latest digital wallets — Apple Pay, Google Pay, Samsung Pay.

Money Market Services

Borrow fiat or crypto. Trade equities and derivatives. Invest and grow your wealth.

Phase 4

Non-Custodial Wallet

Optionality for members to “own their own keys” with cryptocurrencies and stable coins. Integration with DeFi platforms for non-custodial earnings.

hi Chain Mainnet Launch

The launch of the hi Chain, a blockchain built from the ground up to support an ecosystem of digital services and enable payment transactions worldwide at negligible costs and time.

Phase 5 and Beyond

hi Ecosystem

Moving beyond banking, hi will build an ecosystem of services and benefits that provide our members with a voice.

Planned developments

Evolution into DAO
Asset tokenization
Social media
Telecommunications
e-Commerce
Travel and lifestyle

© 2021 hi Foundation Ltd.
👋 Hey, we are in private beta
👋 Hey, we are in private beta